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Southern Heritage Bank is a division of FIRST CITIZENS NATIONAL BANK

Safe Deposit Boxes

Some things deserve more protection than a filing cabinet or a shoebox under the bed. We can keep your precious valuables safe.

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  • We offer safe deposit boxes in a variety of sizes and at competitive rates.
  • Your security is our first priority, and we verify the identity of each customer before allowing access to boxes.
  • Use your box to store important documents, cash, valuables and more.

While a safe deposit box offers a tremendous amount of security, the FDIC doesn’t cover loss of your property inside a box caused by theft, natural disaster or other causes. First Citizens National Bank is proud to partner with Safe Deposit Box Insurance Coverage, LLC (SDBIC) to offer fast, affordable insurance for the items in your safe deposit box.

  • Coverage starts as low as $25/month for a $5,000 policy
  • Signup is simple and takes about five minutes
  • Pay no deductibles in the event of a loss
  • Select the coverage level you want
  • Cancel any time
  • You don’t have to disclose the contents of your box, and no appraisals are required
  • New items added to your box are automatically covered, up to predetermined levels

Enroll today: www.insuremybox.com/fcnb

Already signed up? Log in to your account at http://safedepositboxinsurance.com/login

The following FCNB locations offer Safe Deposit Boxes on a first-come-first-served basis.

  • Martin
  • Ripley
  • Millington
  • Troy
  • Jackson
  • Munford
  • Union City
  • Arlington
  • Oakland
  • Dyersburg Main
  • Atoka
  • Cool Springs
  • Green Village
  • Bartlett
  • Franklin
  • Newbern
  • Collierville
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    What our
    customers say

    I highly, highly recommend First Citizens. The service is just that GOOD.

    – First Citizens National Bank customer