Good If You...

  • Are a Small Business Considering Government-Backed Financing
  • Are an Entrepreneur with Excellent Personal Credit and a Solid Business Plan
  • Operate Your Business in a Rural Area
  • Would Like Assistance from an Experienced, Local Business Banker Who Understands Federal-Backed Lending Programs
 

Features

  • Personalized, Flexible Lending Solutions for Start-ups and Small Businesses
  • Lower Down Payments and Longer Repayment Terms Than Traditional Loans
  • Banker Guidance through the Application, Approval and Closing Process
  • Expertise to Help Your Business Grow and Thrive
 
 

Types of Loans

SBA 7(a) Loans

  • Available for Many Types of For-Profit Small Businesses
  • Can Be Used for Multiple Purposes Including Business Start-up Costs, Property Acquisition or Renovation, Working Capital, Acquiring Fixed Assets or Other Purposes
  • Fixed Maturity Not Based on Collateral Requirements
  • Structured as a Term Loan with Monthly Payments

SBA 504 Loans

  • Available for Many Types of For-Profit Small Businesses
  • Can Be Used for Acquiring Long-Term Fixed Assets, Long-Life Equipment, Certain Working Capital Expenses or Facility Improvements, Including Energy Efficiency
  • Fixed Maturity of 20 Years for Real Estate or 10 Years for Equipment
  • Structured as an Amortizing Loan without Balloon Payments
 

USDA Rural Development Loans (United States Department of Agriculture)

  • Available to For-Profit Businesses Operating in Rural Areas (Generally Population 50,000 or Less) Committed to Expanding Employment Opportunities
  • Can Be Used for Multiple Purposes Including Business Property Acquisition or Renovation, Working Capital, Acquiring Fixed Assets or Other Purposes
  • Fixed Maturity up to 30 Years
  • Structured as a Fully Amortizing Loan without Balloon Payments

Banker Shaking Hands with Farmer

 
 
Find a Local Business Banker

Local Business Bankers

Are Ready to Help

 
 

Ready to Get Started?

Visit Any Office

 
 

You May Also Be Interested In ...

 

Business Mobile Banking

Business Mobile Banking App
 

Business Checking

Compare Business Checking Accounts
 
 

All loans subject to credit approval. Insurance may be required.